A Florida Licensed Mortgage Broker Business

A & A Mortgage Specialist, LLC is dedicated to providing our clients the best loan possible to meet their personal situation. An industry leader in providing mortgage products to families and businesses to help them improve their financial well-being. We provide personalized service to every client. Our Mortgage Consultants are always reachable to answer your questions. We work hard to obtain the best conforming or non-conforming loan for our clients. We listen to your needs in the residential & commercial marketplace. Our qualification process is simple and fast! We are proud to say our average time from application to loan closing is 2 weeks. It is our goal to provide "Integrity in the Mortgage Industry" and to build a life long relationship through financial solutions with every client. "The finest compliment we may receive is the referral of your family and friends."

Just a few of mortgage programs available: Residential Mortgages FANNIE MAE/Conforming 95% My Community *- FTHB ok possible w/ 620 credit *as of 3/08 possible 5 % declining market reduction Fixed Rate Mortgages -    Adjustable Rate Mortgages - Jumbo Mortgages Non Conforming for credit challenged 75% LTV possible in FL Only 560 credit req as of 3/08(Purchase/Refinance)  No Income/Asset Verification programs available with 700 + credit Farm/Agriculture Mortgages Hard Money Loan - Will allow credit under 500 up to 60 LTV possible stated income NEW  for Florida Only Investors: 90% REHAB loan 60% of ARV - STATED ---------------------------------------------------------- Commercial Mortgages - Conventional up to 95 CLTV COMMERCIAL Fast REFI - Most properties OK w/ 600 credit - Stated $100k - $1million Commercial w/Hard Money - SISA no DSR required loans!            SBA 7(a) loans - Closing possible in 30 - 45 days from date of loan commitment signed/returned!  Can use for purchase commercial real estate, machinery and equipment, fixtures and furniture, inventory and other business assets; provide working capital; pay loan closing costs; also refinance certain loans.  Medical Professional Office Condo Loans are available for the purchase and construction of office condominiums.   Most are made under the      SBA 7(a) program, some are made under the SBA 504 program